The information found on this Associate Website is designed to provide you with information about some of the policies, procedures and other important information concerning your employment with Harris Teeter.

• This Associate Website is simply an overview. Harris Teeter may deviate, modify, amend, or change it and other policies or procedures at any time in its sole discretion, with the exception of its policy of 'at-will' employment, which can only be modified as described below.
• Changes to the information found on the Associate Website are made in the normal course of business. Therefore, you should always check the website to ensure you are reviewing the latest version.
• The Summary Plan Descriptions found on the Associate Website outline the main features of some of the plans. They do not attempt to cover every detail. Complete information can be found only in the formal plan document. If there is a conflict between the information contained in the Summary Plan Description and the plan document, the plan document governs.
• Please be aware that your personal data, including any nonpublic information Harris Teeter receives when enrolling you in your individual and group benefits, is protected in accordance with the Health Insurance Portability and Accountability Act (HIPAA).
• Your employment is 'at-will', meaning that your employment is for no fixed term, and you may resign or Harris Teeter may terminate your employment at any time for any lawful reason, with or without notice or cause.
• Neither the information found in the Associate Website, nor any of the policies, procedures, forms, or other documents maintained by Harris Teeter herein, on Harris Teeter's intranet, or elsewhere (referred to collectively as "Guidebook and Policies") including this disclaimer and information, creates a contract of employment, express or implied, between you and Harris Teeter or otherwise alters your 'at-will' employment status.
• No associate, supervisor, or manager has the authority to alter your 'at-will' employment status with Harris Teeter. This 'at-will' employment status cannot be altered except by a written agreement signed by the President of Harris Teeter or his express designee.

You must acknowledge acceptance of this disclaimer in order to proceed to myHTspace
I have read and understood the Disclaimer above.

CONSENT STATEMENT

CONSENT FOR ELECTRONIC DISCLOSURES UNDER THE ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT

Please read this information carefully and print a copy and/or retain this information electronically for future reference.

Introduction:

This concerns your right to consent to the use of any electronic transactions on the Empowered Benefits Website (www.empoweredbenefits.com), including online enrollment, beneficiary designations, and other similar functions. It also concerns your right to consent to receiving electronic versions of certain records to which you are legally entitled and the use of electronic signatures. Empowered Benefits can only give you access to these services by conducting its business through its Website. In order to do this, we need your consent. This document informs you of your rights when conducting electronic transactions and receiving electronic records from Empowered Benefits and vendors with whom we do business. By registering and logging on to the Website, you acknowledge receipt of this document and consent to the use of electronic transactions and electronic delivery of records.

Electronic Communications:

Any transactions you conduct on the Website or any records you receive will be provided to you electronically through www.empoweredbenefits.com. However, if you wish to obtain a paper copy of any records, you may contact your Human Resources Department.

Consenting to Do Business Electronically:

Before you decide to do business electronically with Empowered Benefits, you should consider whether you have the required hardware and software capabilities described below.

Scope of Consent:

Your consent will apply to all records provided to you in connection with the Website. Your consent will also apply to conducting any transactions and executing electronic signatures on the Website.

Hardware and Software Requirements:

To access the website and conduct transactions, you will need to use the following computer software and hardware:

Minimum hardware requirements:

Computer/Processor: Pentium Class, 500 MHz or Higher

Memory:

• For Windows 95 and Windows 98 . 128 MB (megabytes) of RAM minimum
• For Windows XP . 128 MB of RAM minimum
• For Windows 95, 98 and NT . 10 MB of disk space (To download Adobe Acrobat, if necessary)

Software Requirements:

You must have one of the following combinations of JavaScript enabled PC browser and operation systems in order to access and/or have the most optimal use of this Web site:

You can have this browser	With this Operating System
Netscape 7.2	Windows 95/98/2000/XP
Firefox 1.5 and up	Windows 95/98/2000/XP, Mac 0SX
Internet Explorer® 6.0 and up	Windows 95/98/2000/XP

You will also need to have ADOBE ACROBAT READER® software, Version 6.0 or higher for certain functions on this Web Site. More information on this is available on the specific pages where the software is required.

Withdrawing Consent:

You may withdraw your consent at any time by contacting your Human Resources Department. Because Empowered Benefits provides its services electronically, you will not be able to withdraw your consent and continue to conduct electronic transactions on the Website or receive electronic records. If you decide to withdraw your consent, the legal validity and enforceability of prior electronic transactions and record disclosures will not be affected.

Changes to Your Contact Information:

You should keep us informed of any change in your electronic or mailing address. You may contact Empowered Benefits by telephone at 877-397-0022 regarding any such changes.

YOUR ABILITY TO CONDUCT ELECTRONIC TRANSACTIONS AND ACCESS RECORDS:

BY REGISTERING AND LOGGING ON TO THE WEBSITE, YOU ACKNOWLEDGE THAT YOU CAN CONDUCT ELECTRONIC TRANSACTIONS AND ACCESS THE ELECTRONIC RECORDS IN THE DESIGNATED FORMATS DESCRIBED ABOVE.

CONSENT:

BY REGISTERING AND/OR LOGGING ON TO THE WEBSITE, YOU CONSENT TO HAVING ALL RECORDS PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH EMPOWERED BENEFITS ELECTRONICALLY.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.